We empower our members financially
Trans-Nation Sacco Ltd (TN Sacco), formerly known as (THARAKA NITHI TEACHERS SACCO – TNT), was founded on 28th June 1993 under registration number C/S 6826. TNT Sacco was established following the split of MERU TEACHERS SACCO SOCIETY LIMITED, which previously served the larger Meru District area.
Our Objective
To promote thrift among our members by providing them with an opportunity to accumulate savings, which shall serve as a source of funds from which loans may be granted exclusively for provident and productive purposes at fair and reasonable interest rates, thereby enabling members to use and control their money for their mutual benefit.
Our values
- Integrity
- Team work
- Professionalism
- Ethical behavior
- Quality services
- Good governance
- Corporate social responsibility
This split was done very amicably. The following officials participated.
The split committee from TN side:-
Mr. George M.B. Mati – The late Chairman – Split Committee
Mr. John Micheni – Member-Split Committee
Mr. Justin Ireri – Member-Split Committee
Mr. Luncham Mugambi – Ag .Manager
The Society operated from rented premises until end of January 2002 when it finally moved to its own offices in MWALIMU CENTRE building. The name of the SACCO was to denote the then Tharaka Nithi District curved from MERU DISTRICT. Tharaka Nithi was the main area of TNT Sacco operation. TN SACCO headquarters is located in Chuka Town with branches in the following counties.
33+ Years of Experience
46,008 Active Members
Total Assets 17.96 billion+
Mission
To empower members through mobilization of savings, timely provision of affordable and diversified financial services for maximum returns.
Vision
To be a SACCO of choice in provision of quality financial services

Kitui County
Tseikuru branch, Kitui branch & Mwingi branch

Tharaka-Nithi County Chuka branch (H/Q)
Tharaka-Nithi County, Chuka branch (H/Q) , Kathwana branch, Marimanti branch, Chogoria branch, Mukothima branch, Gatunga branch & Kathangacini outlet

Meru County
Meru branch, Maua branch, Nkubu branch, Laare branch, Mikinduri branch, & Timau branch

Marsabit County
Marsabit branch & Moyale branch

Isiolo County
Isiolo branch

Samburu County
Wamba branch & Maralal branch
Board of Directors
Edwin Kaburu Thuura
Chairman, Board of Directors
Justin Mbuba Njagi
Vice Chairman, Board of Directors
Eddy Kimantiria Njagi
Secretary, Board of Directors
Leonard Mburia Mbogo
Treasurer, Board of directors
Milton Karani
Member, Board of Directors
Japhet Muchomba Ndereba
Member, Board of Directors
DORCAS WANJA KINYUA
MEMBER, BOARD OF DIRECTORS
Roystone Kimathi Nderi
Member, Board of Directors
NAAMAN MUGAO
Member, Board of Directors
Supervisory Board
Faustin Kamwara
Chairman, Supervisory Board
Ann Munene
Secretary, Supervisory Board
Paul Kiarago
Member, Supevisory Board
Board of management
LUNCHAM MUGAMBI NTHIGAI
Chief Executive Officer
Eric Muriithi Njoka
1st D/CEO & Finance Manager
Chris Kimathi Njagi
2nd D/CEO & ICT Manager
Marius Kathenya Rugimba
Branch Manager, Chogoria Branch
Martin Kinyua Muriuki
Marketing Manager
Edwin Murithi Njoka
FOSA Manager
Shammah Morris Mwenda
Credit Manager
Morris Nkari Arthur
Branch Manager, Marimanti Branch
Fridah Karimi Mbuba
Branch Manager, Isiolo Branch
Morris Mbaka Muthomi
Branch Manager, Meru Branch
CPA Jasper Mwiti Elijah
Audit Manager
MARTIN NGUGI MUTEGI
BOSA Accountant
