This is loans given to a group of people who are organized and carry out the business of bodah and are members of Trans Nation Sacco ltd. The group must be in a group of 10 and above and registered under ministry of social service and culture.

At any particular time there must not be more than 2/3 members with loan. The group also must maintain group shares saved on monthly bases at least ksh.200 per member. These TN Sacco Products shares will be acting as security of individual loans in addition to the guarantors. All the members in the group will acts and deemed as a guarantor of the loan given to a member of that group.

This is a loan given to a group of people who are organized and carry out the business of bodah and are members of Trans nation Sacco ltd. The group must have 10 and above members and must be registered under ministry of social service and culture.

At any particular time there must not be more than 2/3 members with loan. The group also must maintain group shares saved on monthly bases at least ksh 200 per member. These TN Sacco Products shares will be acting as security of individual loans in addition to the guarantors. All the members in the group will act and are deemed as guarantors of the loan given to a member of that group.

Both individual and group shares will earn dividend at the same rate of BOSA member’s shares.

Requirement
• One must have saved for at least 3 months.
• Loan is 4 times one shares
• Loan repayable in a maximum of 12 months

• Other attributes
  The bodah will be co-owned with the Sacco.
• Comprehensive insurance for one year and the cost is absolved by the member. The member will identify the bodah and the Sacco will pay to the supplier directly.
• For the old members the ability to pay the loan will be determined by one bank statement in the Sacco.
• New member will be introduced by the group for the first loan.