This is a credit facility available to SACCO members whose salary passes through the FOSA and it is given on demand. It is paid through the salary by recovering from the FOSA account when the salary is processed. It can also be paid through cash if the customer wishes or if the salary fails.

Conditions

1. Repayable in one month.
2. Amount given together with interest shall be equal or less than one monthly withdrawable amount.
2. For those with BOSA deposits, no need of guarantors but those without BOSA deposits shall have at least one guarantor with deposits in BOSA.
4. A maximum of Kshs 40,000.