Bima Savings
This account is designed to help members save towards their insurance needs. It is a mandatory account for members who have been advanced loans requiring insurance and are currently servicing their loans.
Retired Member Program
This program is designed to retain retired members within the SACCO. It allows retired members to continue contributing deposits through their monthly pension, which must be channeled through the Society. Contributions are made via a standing order, with a minimum monthly deposit of KShs. 500. Under this program, pensioners enjoy all the rights and obligations […]
Shares
Shares are non-refundable savings; a member can only transfer these savings to another member. The minimum amount of every member is Kshs. 10,000 which is built little by little from when one joins the society. Every year shares earn dividend depending on the performance of the society. Shares can be added to deposits to determine […]
Retirement Savings Fund (RSF)
The Members Retirement Savings Fund is a voluntary savings product that operates like a pension scheme, specially tailored for Trans Nation DT SACCO members. It is designed to help members build long-term financial security for retirement. The product is primarily open to active (non-retired) members. However, retired members who wish to join may do so […]
Preferential and Premium Loaning Program
This program is designed to enable members undertaking major development projects—such as house construction, land purchase, or other asset financing—to qualify for higher loan amounts. Members enrolled in this program enjoy similar loan terms as those applicable to other loans such as Development Loans and Special Loans. The key difference lies in the loan multiplier […]
Deposits
These are non-withdrawable deposits contributed monthly by all members of the Society. Retired members contribute a minimum of KShs. 500 per month, while employed members contribute a minimum of KShs. 2,000 per month. Non-withdrawable deposits are used as collateral for loans and also form the basis for determining the loan amount a member qualifies for, […]