Service Category: FOSA Services

Institution Account (Savings)

This is an account opened by institutions such as schools, churches, organizations, and other registered entities. Requirements Certificate of Registration. Photocopies of Identity Cards of the authorized signatories. Minimum account balance of Kshs. 500. Benefits No restrictions on withdrawals. Interest is earned on balances of Kshs. 3,000 and above. No charges on deposits.

Teen Account

This is an account opened for the children of society members who are under the age of 18 years. Requirements Dull filled and signed application form. Photocopy of the child’s birth certificate Parent’s passport and identity card Minimum account balance of KSh500 Benefits Earns annual interest No ledger fees Annual awards are given to the […]

TN MMF

This is an interest-earning account designed for members who have a substantial amount of money set aside for a future project, but whose start date may be uncertain. Instead of leaving funds idle, members can grow their money safely while maintaining the flexibility to access it when needed. Key Features Minimum investment amount: Ksh. 30,000 […]

TN Lock Account

This an interest-earning savings account designed for members who want to build financial discipline and avoid unnecessary spending. This account allows members to lock away funds for a chosen period, helping them stay committed to their savings goals while earning attractive interest. Members can also make regular deposits into the account during the saving period, […]

Tusomeni Account

The account is designed to help members save consistently for important future needs such as school fees, college or university education, and other personal projects. Account Requirements A photocopy of a valid National ID is required to open the account. The account allows up to three withdrawals per year. Benefits No commission or ledger fee […]

TN Elimisha Plan

This account is specially designed to help members save steadily and securely for their children’s education. With the rising cost of education — especially at secondary and tertiary levels — this product provides a disciplined, affordable, and rewarding way for members to prepare school fees in advance while earning attractive interest on their savings. It […]

Savings Account

The Ordinary Savings Account is designed to handle all member transactions in one place, including: Cash deposits Loan processing Dividend payments This makes it easy and convenient for members to manage their finances securely. Requirements to Open an Account: Photocopy of a valid ID card Minimum opening balance: Kshs 500 Dully filled and signed account […]

Pamoja Account

This account is perfect for clans, merry-go-rounds, or any groups pooling money for investments, welfare, or unexpected events. Enjoy a safe, convenient, and flexible way to manage collective funds. Requirements: List of all group members Photocopies of Identity Cards for account signatories Minimum opening balance: Kshs 500 Benefits: Competitive interest rates on your savings Safe […]

Mstaharabu Account

This Account is specially designed to help members save conveniently for festive seasons and planned projects such as Christmas, Easter, Idd, school fees, or any other future financial goal. Members save for a specified period of not less than eleven (11) months, and withdrawals are made at the expiry of the saving period. Requirements Photocopy […]

General Savings Account

This account is meant for members without fixed salaries, including business people. All transactions, including dividend payments, are made through this account. Requirements to Open an Account Photocopy of a valid ID card Ksh. 500 which acts as minimum account balance Duly filled and signed account opening form Passport and signature of the applicant One […]