Karibu Loan Tier 3

This is a loan for the newly employed TSC members who are yet to receive their first salary. The loan is meant to help the newly employed teachers settle in their new schools. The loan has a maximum repayment period of three (3) months


  1. The customer shall fill out the affidavit
  2. The member must channel their salary through FOSA
  3. The Head teacher/principal shall sign on the form acknowledging that the member is one of his/her teachers
  4. Two (2) guarantors are needed