Mkulima Loan

This is a loan product given to farmers who have an account with Trans Nation Sacco and in which they use this account to receive their farm payments, a farmer must also be saving a minimum Ksh.500 every month.

• Must have saved with the Sacco for at least 3 months.
• Payment of farm produce channeled through Trans Nation Sacco.


Loan Appraisal:
• The loan given to this member will be 4 times of one’s shares.
• The loan is repayable in 12 months


In the event that this member has not been guaranteed by an employee of the National/County Governments, then two of his/her guarantors must not have a loan or their loan balance must be less by half the amount of their shares.